Newsletters

June

• HOT TOPIC: Think Twice Before Speculating on a COVID-19 Cure

  This article discusses risks involved in developing treatments and vaccines for COVID-19, and why discoveries might not benefit investors.

• Managing Your Workplace Retirement Plan

  This article presents some steps employees can take to get the most out of their employer-sponsored retirement plans.

• Will vs. Trust: Know the Difference

  Wills and trusts can each help in the distribution of assets at death. This article points out important differences between the two.

• Why You Might Need Disability Income Insurance

  This article explains how an individual disability income insurance policy can help provide income if a disability leaves you unable to work.

• SECURE Act Changes That Matter to Small Employers

  The SECURE Act could make it easier and more affordable for business owners to provide retirement plans and help their employees save for retirement.

May

• Keeping Cool: Investment Strategy vs. Reaction

  This article offers ideas to help investors focus on strategic decisions rather than react emotionally to the latest market news or movements.

• Social Security May Offer a Lifetime of Protection

  This article provides an overview of four times other than retirement when Social Security might affect you or your family.

• The Cost of Family Caregiving

  A look at the financial, emotional, and physical costs of family caregiving with some helpful suggestions for caregivers.

• Three Life Insurance Strategies for Small Businesses

  This article explores how life insurance might help small businesses attract and retain talent or fund buy-sell agreements.

• Telemedicine: The Virtual Doctor Will See You Now

  Many large employers offer telemedicine programs in their benefit packages. Do you know the potential advantages of telemedicine?

April

• Setting a Retirement Savings Goal

  This article features a worksheet to help you estimate the savings you might need to generate your desired retirement income.

• Living Benefits Can Help Counter Retirement Risks

  Optional riders that add living benefits to annuities might help retirees address two financial risks: outliving their savings and paying for long-term care.

January

• Give and Receive with a Charitable Remainder Trust

  Discover how to give a substantial gift to a favorite charity while receiving a flow of income during your lifetime.

• Business or Hobby? It’s All About Taxes

  The difference between a money-losing business and a hobby matters at tax time. This article presents IRS criteria for making the distinction.

December

• What’s Required of the Executor of an Estate?

  Being named the executor of an estate can be an honor, but this overview shows why it can also be a difficult and time-consuming job.

• A New Option for Providing Health Coverage in 2020

  Learn more about Individual Coverage Health Reimbursement Arrangements and how they may help small businesses offer employee health coverage.

September

• Life Insurance Strategies: Reasons Empty Nesters May Want Permanent Coverage

  As policyholders age, life insurance could help supplement retirement income, support a surviving spouse, and/or leave a legacy.